By Al Vinikour
It was a big day for the Kozlowski Family. Linda and her husband Kenn (his grandparents put an extra “N” in a trust fund for him when he was born). They had saved for four years to buy a brand new Ford Focus. Even though they’d purchased the base model it felt to them like they had the keys to a Rolls Royce. The car was painted a bright white, and as they drove it off the lot they couldn’t have been happier. But then their world collapsed. They decided to take the freeway home and, as they turned right to enter the ramp, they came upon a departing Department of Highways truck whose patching crew had just left after dumping what had to be a ton of fresh asphalt.